What can you do

1/29/2020 (Permalink)

What can you do to cover your losses?

• Check your insurance - Call your insurance agent to find out if your policy has a mold exclusion. If it does, ask if you can buy mold coverage. Compared to the expenses you will incur addressing a mold claim, buying this extra coverage will be well worth the cost. When your insurance is renewed annually, be sure to check your coverage, as your insurer may have placed a mold exclusion in the renewed policy.
• Put your insurer on notice immediately if a claim is made - Under most insurance policies, you are obliged to notify the insurance company promptly if a claim is made. Some insurance policies have very specific requirements for notification, so call your agent and read your policy carefully. Make sure that you follow the notice procedures, which may include placing the claim in writing and sending the notice via certified mail to a particular address. Send the notice even if a lawsuit has not yet been filed.

https://www.ehstoday.com/industrial-hygiene/article/21906241/toxic-mold-what-every-employer-should-know

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