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Information to Seek About Your Tornado Insurance Coverage

5/7/2020 (Permalink)

Information to Seek About Your Tornado Insurance Coverage

Although damage from hail, windstorms, trees, and other types of spring damage are covered, the information you need to know extends beyond whether it is covered to how it is covered.

The answers to the following questions will make a significant difference for you when you make a claim. Start with a conversation with your insurance agent or representative to make sure you understand the claims process fully before you have to make a claim.

Find out what kind of home insurance policy you have.

You want to make sure you have an All Risk or Peril Insurance policy to ensure the maximum protection for your home and personal property.

Find out if you have a specific deductible.

In the event of a tornado or windstorm, make sure that you have enough money set aside to cover that deductible. Higher risk areas may impose higher deductibles. On the flip side, you could use your deductible to save money.

https://www.thebalance.com/home-and-car-insurance-for-tornado-damage-4026154

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