HURRICANE DAMAGE CAUSED BY FLOOD
9/14/2020 (Permalink)
HURRICANE DAMAGE CAUSED BY FLOOD
Private homeowners insurance policies typically do not cover flood damage. That exclusion also pertains to flooding brought on by or as a result of a hurricane. You may be able to purchase a separate flood insurance policy through the National Flood Insurance Program to help cover such damage.
However, if a hurricane's wind damages your roof, and rain gets in as a result, you may find that homeowners insurance offers some protection if your policy includes coverage for wind.
Read your insurance policy carefully to learn what it does and does not cover, and contact your local agent with questions or to discuss your insurance needs.
https://www.allstate.com/tr/home-insurance/insurance-for-hurricane-damage.aspx
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