TORNADO DAMAGE CAUSED BY FLOOD

9/14/2020 (Permalink)

TORNADO DAMAGE CAUSED BY FLOOD

While tornadoes can be accompanied by heavy rain, it's important to understand that homeowners insurance policies generally do not provide coverage for flood damage. So, even if your policy offers protection against perils like wind, damage caused by flooding likely would not be covered. You may be able to purchase a separate flood insurance policy through the National Flood Insurance Program.

However, if rainwater gets into your home because your roof was damaged by wind or hail, homeowners insurance may offer some protection — but only if your policy includes coverage for these types of perils.

https://www.allstate.com/tr/home-insurance/insurance-for-tornado-damage.aspx

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