Tips for preventing water damage at your business

10/9/2020 (Permalink)

Tips for preventing water damage at your business. Keep track of valuable items.

Knowing the value of items in your building will help you replace them in the event they’re damaged by a water-related incident. If there’s a risk of flooding, move valuable items from the floor of your business – as long as you don’t put yourself at risk. If flooding does occur, you’ll need to ensure that the building has been safely evacuated and that all employees and customers are able to get to higher ground as soon as possible.

Protect your business with insurance.

It’s important to have adequate insurance in place in the event that you do experience water or freezing damage. When it comes to small business insurance, the details of your coverage matter.

Many commercial property insurance policies will cover the cost of pipe breakage but will exclude damage from flooding, groundwater, and backed-up sewer lines. Your insurer will likely look at the source of the water damage when you make a claim and decide whether you’re covered. You can ask your insurer to add a rider, or an endorsement, to your policy to extend coverage to hazards that are excluded from your policy to ensure your business is protected.

https://www.insureon.com/blog/tips-for-preventing-water-damage-at-your-business

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