Insurance claims
8/2/2021 (Permalink)
Bad weather can wreak all sorts of havoc on your home. For example, fallen trees can damage your roof, lighting can cause house fires and power outages, and in some cases you might need to stay in a hotel while your home is being repaired.
If your home is hit by a storm, you’ll want to make sure you have the right type of insurance to help cover your losses. But there’s no one size fits all approach. You may need a mix of different types of insurance policies to cover storm damage.
For example, if you live on the Atlantic coast, you’ll want a hurricane insurance plan that combines homeowners insurance, flood insurance and wind insurance (if your home insurance doesn’t cover wind). It’s a good idea to get your policies in place sooner rather than later. That’s because flood insurance policies often have a 30-day waiting period.
But it’s not only big hurricanes you need to worry about. Even a nasty thunderstorm or blizzard can knock over a tree and damage your house. You want to make sure you’re prepared for all types of bad weather in case you need to file an insurance claim.
https://www.forbes.com/advisor/homeowners-insurance/storm-damage-insurance-claims/
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