Does Home Insurance Cover Frozen Pipes?

8/23/2021 (Permalink)

Typically, your homeowners insurance covers cleaning and required repairs due to water damage that is a result of a frozen pipe that has burst. If you turned off your heat when leaving your house for a few days, causing the pipes to freeze when outdoor temperatures dropped, your claim may not be covered.

Taking smart steps to maintain and protect your pipes can help you prevent a freeze-related disaster. Replace the thermostat’s battery and set your thermostat to a minimum of 55° when you’ll be away from home. If you’ll be gone for an extended period, consider asking a relative or friend to check on your house and make sure the heat is running as needed. If you’re planning to leave your home for the entire winter, winterize your home. This includes fully draining your home’s plumbing system and shutting off your water.

https://www.travelers.com/resources/home/insuring/does-homeowners-insurance-cover-burst-pipes

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