Property Claims

10/26/2021 (Permalink)

In general, if your property gets damaged during a storm, you should:

1. Protect property from further damage.

• Cover the property if it is exposed to the elements.
• Make temporary repairs, if reasonable and necessary, to protect the property from further damage.
• Maintain a record of all expenses incurred.
• Separate damaged from undamaged personal property.

1. Take photos of damage (if possible).
2. Prepare an inventory of damaged personal property.

• List quantity, description and value.
• Attach bills, receipts, estimates and related documents.

1. Retain damaged property until a claims adjuster approves its disposal (unless a danger to safety exists).

• The adjuster may need to inspect the property.
• The insurance company may be able to salvage the damaged property.

1. Expect to be contacted by the claims adjuster within two working days.Call your broker or insurance carrier if you have not been contacted within that timeframe.

• If the damage significantly affects your continuing operations, your broker can request that the insurance carrier expedite your claim.
• Inform your broker or carrier immediately if your circumstances change and this loss will have a greater impact on your business than originally anticipated.

1. Be prepared to provide additional information as requested by the claims adjuster.

https://www.valentgroup.com/severe-weather/

 SERVPRO of North Arlington is here for all of your restoration needs.